Tom Schmitz

Welcome to the Tom Schmitz State Farm Agency. Tom Schmitz has proudly served the insurance needs of St Louis Park and the greater Minneapolis area since 1996, with State Farm Insurance experience dating back to 1988. Helping individuals, families, and business owners protect what matters most through clear guidance and long‐standing relationships has always been the priority. Tom is a graduate of the University of Minnesota – Carlson School of Management and brings decades of experience helping customers navigate coverage with confidence.

The office provides Auto Insurance, Homeowners Insurance, Condo Insurance, Flood Insurance, and Business Insurance, including support for out‐of‐state transfers and home and auto insurance quotes for the Minneapolis area. Notary services are also available for added convenience. Community involvement is important, and Tom is proud to support the Birchwood neighborhood and serve as a local non‐profit board member with the Lenox Foundation.

The Tom Schmitz State Farm team looks forward to helping you choose coverage that supports your goals and protects what matters most!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Serving St Louis Park and the surrounding area, Tom can help answer your questions.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Tom in St Louis Park can walk you through your options.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Tom works with St Louis Park residents to find coverage that fits.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Connect with Tom for insurance guidance in St Louis Park.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. In St Louis Park, you can count on Tom for personalized service.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Tom serves St Louis Park, MN and is happy to help with your insurance needs.